PrimeTime Rates are Back!

Are you looking to reduce your monthly expenses? We can help!

How about purchasing a car, truck, motorcycle or boat? We can help!

Now is the time to take advantage of our new PRIMETime Loan Program. Members have the option of applying for our variable rate, fixed payment plan. For starters, we'll give you a great introductory rate.

Your monthly payment is fixed at the time of application and never changes throughout the life of the loan, instead, the term may be shortened or lengthened.  

Plus, you have the option of converting your variable rate loan to a fixed rate loan at any time during the loan term, at the prevailing rate.

The PRIMETime Loan can be used to purchase or refinance a new or used vehicle or to refinance a personal loan.

Either way, your payments are going down!

Variable Rate - Fixed Payment Loans Index/Margin APR***
Auto, Truck and Motorcycle Loans - up to 72 months Prime + 1.00% 3.25%

Rate applies to all auto, truck and motorcycle loans, new, used, purchase or refinance

Boat and RV Loans - up to 120 months  Prime + 3.00%  3.25%
Activity Vehicle Loans - up to 60 months Prime + 4.00% 3.25%
Personal Loans - up to 60 months Prime + 6.00% 3.25%
 ************Introductory Offer - Prime PLUS 0% through 12/31/10**************
***APR for Variable Rate loans, which may vary, will be indexed to the highest Prime Rate in the Wall Street Journal on the last day of each month, plus the rate margin indicated above. Your payment is set at time of application and will not change, instead the term may be shortened or lengthened. Conversion to a fixed rate option is available at any tme during the life of the loan. Currently, the initial annual percentage rate (APR) is "discounted" and will be in effect until 12/31/2010. Thereafter, the APR will be the highest Prime Rate plus the margin for the respective loan type. As of 1/31/10 the highest Prime Rate was 3.25% The discounted variable rate is not available for current fixed rate loan refinancing.