Message Regarding COVID-19



Credit union is OPEN to serve you through phones, night drop and digital services.

Call Center Hours:  Monday to Friday 9:00am to 5:00pm


March 20, 2020

With the ongoing concerns about the Coronavirus (COVID-19), know that Saratoga's Credit Union is taking proactive steps to ensure the well-being of our members and employees.  We are staying up-to-date on the latest reports from the Centers for Disease Control (CDC) and taking a number of precautionary measures for the health and safety of our members and colleagues.  We are here for you and will continue to provide the same quality service. While our lobby traffic is suspended, all services remain available including opening new accounts, adding debit cards, making deposits and withdrawals, and more.

If you are experiencing financial hardship due to COVID-19, please complete the Financial Assistance Application and call us at 518.583.2323.

Financial Assistance Application

Register for Text Alerts
Text SCFCU NEWS to 76076.

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Keeping our members and staff healthy while providing the same quality service.

To prevent the spread of the COVID-19, the Centers for Disease Control (CDC) recommends a number of steps to protect yourself and others. This includes avoiding close contact and staying home when possible.  To limit the spread, we encourage members to utilize the many services that will help you bank remotely.

Shared Branching Drive-Up Locations:  Utilizing drive-up locations decreases the amount of person-to-person contact, while still providing branch access. Through the Shared Branching Network you have access to multiple local and national drive-up locations including:

First New York FCU:  424 Maple Ave, Saratoga Springs, NY 12866
Sunmark FCU:  202 Northline Road, Ballston Spa, NY 12866
Hudson River Community FCU:  312 Palmer Ave, Corinth, NY 12866
CapCom FCU:  2439 Route 9, Malta, NY 12020

Please bring valid government issued photo identification and your member number to perform standard branch transactions including deposits, payments and withdrawals.

Mobile and Online Banking: Log in to your account through online banking or our mobile app to view transactions, check balances, deposit checks, send money to friends, make payments, and more. Need help setting up or accessing your account? Give us a call and we'll walk you through it, 518.583.2323. 

Need to open a new checking account? You have the ability to apply from the comfort of your own home! Open an account today.

Apply Online: Should you have the need to apply for a new loan, we make it easy to access online. Apply today.

ATM:  ATMs also provide access to cash without the person-to-person contact.  Utilize our extensive network of 30,000+ ATMs including Stewart’s and CO-OP ATMs.  Use the ATM locator on the app or our website to find your closest location. 

Branch Office Night Drop:  Our night drop is found on the side of our branch building and provides the ability to deposit funds or make payments without entering the office. Simply fill out an envelope with your name and member number clearly marked and provide instructions for the transaction. 

Call Center:  Credit union staff are in the office Monday - Friday from 9:00am to 5:00pm to help with any questions you may have.  We are working to increase the number of staff available over the phone to assist you during this time.  We appreciate your calling the credit union before visiting the branch.

Fraud: Fraudsters have launched coronavirus-themed phishing attacks to deliver malware – typically credential-stealing banking Trojans. The phishing emails purport to be from the Centers for Disease Control (CDC) and the World Health Organization (WHO). Fraudsters have also created fake websites to exploit Johns Hopkins University’s interactive Coronavirus dashboard to spread malware. If you think you have been a victum of fraud, please contact us, 518.583.2323.


How We Can Help

If you are impacted by COVID-19 and need assistance, we are here to help. Please contact us and we will work with you to help you find a solution. 518.583.2323

We will continue to monitor the situation and take any additional measures should the need arise. For additional information about COVID-19, get the latest report from the Centers for Disease Control at or your local health department website.

CDC Website