GO AHEAD, BUY THE BOAT

Take your summer vacation to the next level with a new boat, your family will thank you for it! Already living the dream? Refinance today!

 

 

 

 

  • No Payments January and February
  • 60 Days to Your First Payment
  • All Credit Scores Receive the Promotional Rate
  • Refinances & Purchases
  • New and Used Boats
  • All Model Years
  • Terms Up to 24 Months at 1.99% APR*
  • Terms Up to 48 Months at 3.50% APR*
  • Terms Up to 72 Months at 4.50% APR*
  • Terms Up to 120 Months at 5.50% APR*

 

 

Apply Today

Rates

 

 

Calculator
Find out how much you can afford with our online payment calculator. Search by either your desired monthly payment or the purchase price. Calculator...

 

Debt Protection
With a credit union Boat or RV loan you have peace of mind knowing that your loan balance or payments are protected from the unexpected. Our Boat & RV loans include an optional protection that can cancel your loan balance or payments during difficult times of disability, unemployment or death. With a protected loan from the credit union, your family can worry a little less about tomorrow. Learn more...

 

 

When it it's important to you, it's personal to us.

 

  

Ready for a consult?
We can't wait to meet you!

Saratoga Springs Branch
23 Division Street, Saratoga Springs, NY 12866
Monday – Friday:  9:00am to 5:00pm; Saturday:  Closed

Ballston Spa Branch
444 Geyser Road, Ballston Spa, NY 12020
Monday – Friday:  9:00am to 5:00pm; Saturday:  9:00am to 1:00pm
 

   Know what you need?
Apply Online!
 
   Questions?
Speak directly to local branch staff!
518.583.2323
 

 

 

*Annual Percentage Rate
Promotional rate expires 9/30/2021. Offer is not valid to refinance existing Saratoga’s Credit Union fixed rate loans. Sample payment of a 10 months per year payment option per $1,000, based on a 24 month Boat/RV Loan at 1.99% APR* is $50.96 per $1,000. Credit Union may discontinue this promotion at any time. Credit qualified borrowers. Minimum credit score of 600. Additional rates and terms available. Membership eligibility: Must live, work, worship or attend school in Saratoga County.