Boat & RV Sale

Whether you plan on spending your summer on the lake or camping in style, we've got you covered.  Take advantage of our limited time discounted rates on new or used vehicles. Plus, we offer a 10 month payment option allowing you to skip January and February.


Limited Time Grand Opening Special!

In honor of our grand opening for our Ballston Spa Branch, we are offering a limited special on our Boat & RV Loans.




  • No Payments January and February
  • All Credit Scores Receive the Promotional Rate
  • New and Used Boats and RVs
  • Terms Up to 24 Months at 1.99% APR*
  • Terms Up to 48 Months at 3.50% APR*
  • Terms Up to 72 Months at 4.50% APR*
  • Terms Up to 120 Months at 5.50% APR*



Apply Today





Find out how much you can afford with our online payment calculator. Search by either your desired monthly payment or the purchase price. Calculator...


Debt Protection
With a credit union Boat or RV loan you have peace of mind knowing that your loan balance or payments are protected from the unexpected. Our Boat & RV loans include an optional protection that can cancel your loan balance or payments during difficult times of disability, unemployment or death. With a protected loan from the credit union, your family can worry a little less about tomorrow. Learn more...


*Annual Percentage Rate
Promotional rate expires 6/30/2021. Offer is not valid to refinance existing Saratoga’s Credit Union fixed rate loans. Sample payment of a 10 months per year payment option per $1,000, based on a 48 month Boat/RV Loan at 3.50% APR* is $26.53 per $1,000. Credit Union may discontinue this promotion at any time. Credit qualified borrowers. Additional rates and terms available.