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ITM/ATM:  The ITM/ATM at the Ballston Spa Branch is temporarily out of service.  Please use the night drop for any deposits.  Click here for our ATM locator.  Price Chopper/Market 32 in Saratoga, Warren and Washington counties are available with unlimited access.

EXCITING ANNOUNCEMENT!  A new banking option is coming to Fulton, Montgomery, Warren & Washington counties.  Saratoga Federal now offers mortgages, auto loans, money market checking, certificate of deposits, shared branching and more to residents.  Experience the difference of banking with Saratoga Federal.  Click here to open your account easily online.  Benefit from over 5,000 shared branch locations with a new branch location coming in 2025!

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