1% Rebate Auto Loan

AutOS, TRUCKS, & Motorcycles

Up to $500 Cash Back For a Limited Time Only!

There's no better time than NOW to buy a new or pre-owned auto, truck or motorcycle.  We are offering a 1% Cash Back (up to $500) for most vehicle purchases or refinancing your current auto loan held with another financial institution.

  • Get 1% cash back, up to $500, in ADDITION to most dealer rebates
  • Low payment terms
  • Great rates for all credit scores
  • NO payment for 60 days
  • Autos, trucks, or motorcycles
  • New/pre-owned purchase
  • Refinance from another institution, cash out equity may be available
  • Skip-A-Pay Program Available

Search Inventory  Autos for Auction  Apply

 

Financing New or Pre-Owned Vehicles

Saratoga’s Credit Union offers financing on new or used vehicles with fixed and variable rate options.  We make the auto buying experience easier with online dealer inventory searches, payment calculators and an easy mobile friendly loan application.  Start your search for a car, truck or motorcycle right now!  We understand you are more than just a credit score and, as a credit union, we believe that everyone deserves a second chance.  Special financing options can offer an 84 month term on all new vehicles.  A great way to help you afford more car for your money.

Refinance Your Existing Loan Today

If you already have a loan and are looking to decrease your payment or refinance into a better rate, we can help you too.  Simply, apply today to get started.

Apply

Search from over 2 Million Vehicles

Not sure what you want? Start by exploring your favorite vehicle body styles

white suv automobile white sedan automobile white luxury automobile
SUVs Sedans Luxury Cars
white sports automobile white pick up automobile white wagon automobile
Sports Cars Pickup Trucks Wagons
white mini van automobile white convertible automobile white coupe automobile
Minivans/­Vans Convertibles Coupes
white electric or hybrid automobile white hatchback automobile White motorcycle
Electric/­Hybrids Hatchbacks Specialty Vehicles

Payment Calculator

Find out how much you can afford

Apply For A Loan

Click to apply online today!

Get Pre-Approved Rates

The Application Process

  1. Submit an Application
    Get the process started by filling out our online loan application.  You may also visit our branch location to fill out a paper application.
  2. Get Preapproved
    A lending representative will process your application and notify you if you are preapproved.  Most of the time this could happen in the same day.
  3. Find Your Vehicle
    Visit a dealership and find your vehicle.  Or shop online with our AutoSMART buying tool.  Compare vehicles from local dealerships without setting foot on the lot.
  4. Finalize Your Loan Documents
    When you finalize the deal, send us the purchase agreement and sign the loan documents.  Can’t make it into the branch?  No problem!  You can sign electronically using our secure online Docusign system
  5. Get Your Money
    We will cut you a check to purchase the vehicle.

Resources

Debt Protection

Your credit union wants to ensure that you and your loans are protected.  Protect your family and lessen the burden of making your loan payments should you become unemployed, disabled or lose your life with Debt Protection.

Auto Insurance Discounts

With discounts for credit union members, the TruStage Auto Insurance Program could save you money.  It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny.

Pay Your Loan

Securely pay your loan using a debit card or e-check from another bank or credit union.

 

Vehicles and Boats for Sale

 


Please refer to TCAR for terms and details, http://www.tcar-recovery.com/.

Disclosure:  *1.00% vehicle cash rebate (maximum $500) offer is available on each vehicle loan application of $2,500 or more submitted between March 15, 2018 to May 31, 2018 for new/pre-owned vehicle purchases and refinance loans transferred from other lenders.  Loans must close and fund by May 31, 2018 to be eligible.  Loan must be active and in good standing with monthly payments made on time for at least 90 days in order to be eligible.  If the loan is cancelled or paid off prior to 90 days the offer will become invalid.  Rebate paid via account credit within 120 days of submitting a completed redemption form to the primary borrower’s account.  Recipient is solely responsible for any personal tax liability arising out of this incentive.  The credit union reserves the right to end this promotion at any time.  Must be credit qualified.  Offer not valid for existing Saratoga’s Credit Union loans.