Boat, RV & Outdoor Activity Loans

Boats | Personal Watercrafts | Recreational Vehicles | Campers | Snowmobiles | ATVs | UTVs | Ask for more options!

Whether you would like to buy new, used or refinance an existing loan, we would like to help.  Saratoga Federal finances boats, recreational vehicles and a variety of outdoor activity vehicles.  At Saratoga Federal, everyone receives the same rate regardless of credit score so you can rest assured you are getting the best rate available.  Plus, with our Thanku Loyalty Rewards we give back up to 2.00% off our published rates, see how much you can save today.
 

We're so much more than a great rate.

  • Credit Scores of 600+ Welcome
  • Same Rate for All Credit Scores
  • Same Rate for New & Used Vehicles
  • All Model Years
  • No Payments for 60 Days
  • Skip-a-Pay when you are Short on Cash*

Already have a loan at another financial institution, no problem!  Refinance today and we may be able to save on your monthly payment. 


 

 

The Application Process

 

1. Get started by filling out our online application or visiting one of our branches.

2. Get preapproved. We will process your application and notify you when your preapproval is completed, usually the same day.

 

3. Finalize the deal, send us the purchase agreement and sign the loan documents online using Docusign or stop by the branch.

4. We will cut you a check to purchase your new vehicle.

 

 

 

 

 

Apply

 

No payments for up to 60 days available. Interest will continue to accrue.
*Skip-a-Pay details available at www.saratogafcu.org/skip.
 

Resources

Insurance Discounts

With discounts for credit union members, the TruStage Insurance Program could save you money.  It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny.

Debt Protection

Your credit union wants to ensure that you and your loans are protected.  Protect your family and lessen the burden of making your loan payments should you become unemployed, disabled or lose your life with Debt Protection.

Pay Your Loan

Securely pay your loan using a debit card or e-check from another bank or credit union.