Boat & RV Loans - lOYALTY DISCOUNT!

Whether you would like to refinance an existing loan, upgrade or buy new, we would like to help. Plus, we are offering special, discounted rates on boat and RV loans! Be sure to take advantage of the offer before it expires.

 


 

Features & Benefits

No Payments January and February
60 Days to Your First Payment
All Credit Scores Receive the Promotional Rate
Refinances & Purchases
New and Used Boats
All Model Years

 

 

Loan Term
(Months) 
Loyalty Discount Fixed APR* Features & Benefits
To – 24 6.50%   3.75%
 

No Payments in January and February

60 Days to Your First Payment

Refinances & Purchases

New & Used Boats

All Credit Scores

All Model Years



 

Apply

25 – 36 6.50%   3.75%
37 – 48 6.50%   3.75%
49 – 60 6.75%   4.00%
61 – 72 7.00%   4.25%
73 – 84 8.00%   5.25%
85 – 120 8.50%   5.75%

Rates apply to new or used boats and RVs.  Discount applies to fixed rate loans only.  Sample payment per $1,000, based on a 120 month Boat/RV Loan at 4.5% is $10.37 per $1,000. Limited time promotion, expires 9/30/2021.  The credit union reserves the right to discontinue promotion at anytime.  Must be credit qualified.  Offer is not valid to refinance existing Saratoga’s Credit Union fixed rate loans.


 

The Application Process

 

1. Get started by filling out our online application or visiting one of our branches.

 

2. Get preapproved. We will process your application and notify you when your preapproval is completed, usually the same day.

 

3. Finalize the deal, send us the purchase agreement and sign the loan documents online using Docusign or stop by the branch.

 

4. We will cut you a check to purchase your new boat or RV.

 

 

 

 

 

 

 

Apply


 

Earn Rewards!

Rewards can be redeemed for:
Cash back
Gift Cards
Travel
And More!
See the Rewards You Can Earn

Not a rewards member?
Sign up today by becoming a cardholder, or give us a call at 518.583.2323.
Open a Checking Account
Open a VISA® Platinum Credit Card


 

Resources

Does My Credit Affect My Insurance

We all know that our credit history will affect whether or not we get the loan we need to buy a house (or car, boat, etc.) or refinance an existing loan, but what most people don't realize is that credit history can also affect how much we pay for auto insurance.

Debt Protection

Your credit union wants to ensure that you and your loans are protected.  Protect your family and lessen the burden of making your loan payments should you become unemployed, disabled or lose your life with Debt Protection.

Pay Your Loan

Securely pay your loan using a debit card or e-check from another bank or credit union.