Boats & Recreational Vehicles


Promotional Rates Extended! Expires 6/30/21 9/30/21
Take  your summer vacation to the next level with a new boat, your family will thank you for it. 

Already living the dream?  Refinance today.

Loan Term
Promotional Fixed APR* Features & Benefits
To – 24 6.50%   1.99%

No Payments in January and February

60 Days to Your First Payment

Refinances & Purchases

New & Used Boats

All Credit Scores

All Model Years



25 – 36 6.50%   3.50%
37 – 48 6.50%   3.50%
49 – 60 6.75%   4.50%
61 – 72 7.00%   4.50%
73 – 84 8.00%   5.50%
85 – 120 8.50%   5.50%

Rates apply to new or used boats and RVs.  Discount applies to fixed rate loans only.  Sample payment per $1,000, based on a 120 month Boat/RV Loan at 4.5% is $10.37 per $1,000. Limited time promotion, expires 9/30/2021.  The credit union reserves the right to discontinue promotion at anytime.  Must be credit qualified.  Offer is not valid to refinance existing Saratoga’s Credit Union fixed rate loans.


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Boat RV
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Does My Credit Affect My Insurance

We all know that our credit history will affect whether or not we get the loan we need to buy a house (or car, boat, etc.) or refinance an existing loan, but what most people don't realize is that credit history can also affect how much we pay for auto insurance.

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