Saratoga's Community Federal Credit Union
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Saratoga's Community Federal Credit Union
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Calculators

Home Calculators 

  • How much home can I afford?
  • Should I refinance my home?
  • Should I pay discount points?
  • Should I make extra payments on my mortgage?
  • How much of a down payment should I make on my new home?
  • Mortgage Payment Calculator
  • Comparing mortgages (i.e. 15, 20, 30 year).
  • What is the Loan to Value Ratio of my home?

Savings Calculators 

  • How long will it take to become a millionaire?
  • How long until I reach my savings goal?
  • How much should I save for college?
  • How can I save for a big ticket item?
  • How much will my CD be worth at maturity?
  • How do taxes and inflation affect my savings?

Retirement Calculators 

  • How much will I need to save for retirement?
  • How much will I receive in Social Security?
  • I'm retired, how long will my savings last?
  • How much can I save with my 401(k)?
  • Compare Roth 401(k) and Traditional 401(k) retirement savings plans.
  • How much will inflation affect my retirement?

Credit Calculators

  • How long will it take to pay off my credit card(s)?
  • How long will it take to pay off my loan?
  • Should I consolidate my debts?
  • How will extra payments affect my loan?
  • Loan Payment Calculator

Auto Calculators

  • Should I lease or purchase a car?
  • How much will my auto payments be?
  • Should I take a rebate or low-cost financing?
  • Should I accelerate my auto payments?
  • How much car can I afford?
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Saratoga’s Community Federal Credit Union. Serving the Saratoga Community since 1945.
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Routing Number:  221379659
Phone:  518-583-2323

Text-To-Locate ATM and Shared Branch Locator
Text a Zip Code to 91989 to find nearby ATM and Shared Branch Locations

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