Need to move some money? Check out these options:
Send money to anyone using their email address or mobile phone number, in as little as 1 business day. PopMoney lives in online banking under the Bill Payment tab so you can conveniently send money to someone while you are doing your banking online.
Manage your money on-the-go with Sprig by CO-OP. View balances, transfer money and make check deposits all from your smart phone.
Fast, easy and reliable – send funds to someone across the country or on the other side of the world. Available at our Saratoga Service Center location.
We’ve all been there - unforeseen expenses resulting in bounced checks or declined transactions.
How it Works
With Overdraft Privilege, the credit union will process your checks, ACH and debit card transactions, when there are not enough funds in your accounts. Save money with Overdraft Privilege with a reduced processing fee of up to $30 per item, priced lower than the Non-Sufficient Funds (NSF) charge you would have received if the items were returned. Plus avoid any additional fees normally charged by merchants for returned items.
ATM and Debit Card Transactions
In order for the credit union to authorize ATM and everyday Debit card transactions, you must give us your consent to do so by ‘opting in’. Instead of being declined during a time of need, Overdraft Privilege will help you cover the expense. Opt in online today!
Overdraft Privilege Opt-In
Please take a moment to review the Discretionary Overdraft Privilege Policy.
To opt out of the program entirely, please download, print and fill out the form.
Surcharge-Free ATM Access
Get access to over 30,000 surcharge-free* ATMs nationwide, including Stewart’s ATMs, plus use to make purchases anywhere Visa® is accepted.
Activation Line: 866.333.9337
Lost/Stolen Line: 800.472.3272
Lost/Stolen (Out of USA): 800.472.3272
Need your card now?
The credit union is now offering instant issue debit cards. Get your new or replacement card at our branch location today.
A revolution in rewards.
Incite is a unique rewards program that goes beyond just swiping your debit or credit card. We value your membership and want to reward you for it.
While you can earn points the traditional way, by making purchases, you can also earn points for having a loan, being a member for 10+ years and so much more!
Redeem in unique ways, such as travel, music & app downloads, merchandise and even exchange for credit union fees and services.