Business Loans |
Benefits |
Details |
Business Real Estate |
This loan is secured by business real estate for purchase, capital improvement projects, additions and refinances.
Commercial Property Examples:
-
Rental properties and apartment complexes
-
Office buildings and facilities with space leased to tenants
-
Other types of non-specialized commercial real estate
Collateral
Business real estate will be secured as collateral.
|
Loan Limit Amount:
Up to $50,000
Maximum Loan to Value (LTV):
80%
Fees:
Up to 1% Origination Fee
Geographic Area: Properties located in the following counties will be considered: Albany, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, and Washington.
Rates
|
Real Property Improvement Loan |
A loan product for businesses who want to borrow to improve or repair real property including a 1-4 family residence.
Commercial Property Examples:
-
Rental properties and apartment complexes
-
Office buildings and facilities with space leased to tenants
-
Other types of non-specialized commercial real estate
Collateral
Business real estate will be secured as collateral.
|
Loan Limit Amount:
Up to $50,000
Maximum Loan to Value (LTV):
80%
Fees:
Up to 1% Origination Fee
Geographic Area: Properties located in the following counties will be considered: Albany, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, and Washington.
Rates
|
Business Line of Credit Secured by Real Estate |
A line of credit secured by business real estate for capital improvement projects, additions, and any other major expense.
Commercial Property Examples:
-
Rental properties and apartment complexes
-
Office buildings and facilities with space leased to tenants
-
Other types of non-specialized commercial real estate
Collateral
Business real estate will be secured as collateral.
|
Loan Limit Amount:
$10,000 to $50,000
Maximum Loan to Value (LTV):
80%
Fees:
$50 Annual Fee
Geographic Area: Properties located in the following counties will be considered: Albany, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, and Washington.
Rates
|
1 to 4 Family, Investor, Non-Owner Occupied Mortgage |
Invest in a 1 to 4 family building for investment purposes. This non-owner occupied loan can help you acquire, refinance, construct and/or invest in real property.
Collateral
Business real estate will be secured as collateral.
|
Loan Limit Amount:
Up to $417,000
Maximum Loan to Value (LTV):
80%
Fees:
Up to 1% Origination Fee
Geographic Area: Properties located in the following counties will be considered: Albany, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, and Washington.
Rates
|