Branch & ATM Locations

NOTICE - branch lobby walk-in traffic suspended

Credit union is OPEN to serve you through phones, night drop and digital services.

To support the health and safety of our members and our employees during the COVID-19 pandemic, we will be closing the branch lobby to members effective Friday, March 20, 2020.  The credit union will remain open and ready to serve members remotely through the phones, night drop, and digital services.  We will be open to serve members in this capacity Monday to Friday 9:00am – 5:00pm.


Our Shared Branch Lobby Re-Opening Monday, May 18, 2020

Shared Branching allows you to visit other credit union locations just as if you were visiting our credit union.  Perform deposits, withdrawals and payments with ease just as if you were at our office. 

We are pleased to announce a limited number of our Shared Branch locations through Sunmark FCU will open on Monday, May 18, 2020 including the Brunswick, Clifton Park, Colonie, Rotterdam Five Corners, Glenville, Latham, Saratoga, and Schenectady branches. 

NEW LOCATION:   Effective June 1, 2020, our 202 Northline Road, Ballston Spa location through Sunmark FCU will relocate to the Hannaford Plaza at 24 Trieble Ave, Ballston Spa, NY.

At this time the Branch Lobby at 23 Division Street, Saratoga Springs, NY 12866 remains suspended.  We will continue to provide updates on locations as they become available.

What to Expect When You Visit

  • Member Number – Have your member number available
  • Government Issued Photo Identification – Please have your Government Issued Photo Identification available to provide the representative.  Please ensure this is current and not expired.
  • Protective Shields – Protective shields have been installed for the safety of guests and staff.
  • Masks – Guests are encouraged to wear masks, one may be provided to you if you do not have one when you arrive.  We appreciate your supporting the locations policy on masks.  Staff will also be wearing masks for your protection.
  • Social Distancing – Please follow the locations social distancing procedures and protocols.
  • Greeter – A greeter may be available to directly you to the right place and ensure areas are sanitized between transactions.


Shared Branch Drive-Up Locations:  Additional drive-up locations are also available to serve you through the Shared Branching Network.  Please bring a valid photo government issued ID and your member number.  First New York FCU, CapCom FCU, Hudson River Community CU, Sunmark FCU and more will service your shared branching transactions through their drive-up window service. 

Interactive Teller Machine Availability

First New York:  Interactive Teller Machines (FNY Express Teller) are available for members.  Please select the HELP BUTTON and a 2-way video will activate.  Staff will be able to assist you with your shared branching transaction.

Sunmark FCU:  Interactive Teller Machines (myTM) are not available for shared branching transactions. These machines are available for use as an ATM and can perform cash withdrawals according to ATM limits.

Please use the locator tool below to find your most convenient location, look for the blue icon for CO-OP Shared Branches.  Many of the Shared Branch credit unions have closed their lobby and are offering services exclusively through the drive-up window.  Select the location and then select the Hours Tab on the map to determine if that location offers drive-up services.  

Text Alerts:  To receive text notices regarding hours and important information, please sign up for text notifications.  Text SCFCU NEWS to 76076.



New Year's Day Wednesday, January 1, 2020
Martin Luther King, Jr. Day Monday, January 20, 2020
President's day Monday, February 17, 2020
Memorial Day Monday, May 25, 2020
Independence Day (observed) Friday, July 3, 2020
Labor Day Monday, September 7, 2020
Columbus Day Monday, October 12, 2020
Veterans Day Wednesday, November 11, 2020
Thanksgiving Day Thursday, November 26, 2020
Christmas Eve Thursday, December 24, 2020
Open from 9:00am to 12:00pm
Christmas Day Friday, December 25, 2020
New Years Eve Thursday, December 31, 2020
Open from 9:00am to 12:00pm