Commitment to Community

Credit unions are different in a sense that they exist to help others in their time of need.  We live by the philosophy of “people helping people”.   We have committed to making a meaningful difference in the financial well-being of the members and communities we serve. 

We encourage everyone to do their part; after all, together we can make a difference.

How You Can Help

Give Back With Incite
Our incite rewards program is good for redeeming points for travel, merchandise and credit union products and services, but it is great for giving back to the community.  You can redeem your points for charitable contributions to your favorite cause.

Incite Rewards

Organizations We Support

Saratoga’s Credit Union is happy to have the opportunity to work with the following, local organizations.

Adult & Senior Center of Saratoga
AIM Services, Inc. - The power of potential
The Community Foundation
Captain Youth and Family Services

Crandall Public Library
Dake Foundation for Children
The Flower & Fruit Mission
Franklin Community Center
Gateway House of Peace
Habitat for Humanity
The Community Hospice
Kiwanis International - Serving the Children of the World
Lions International
Positive Behavior Intervention and Support
Saratoga Bridges
Saratoga's All American Celebration
Saratoga Builders Association, Inc.
Saratoga Convention & Tourism Bureau
Saratoga Hospital
Saratoga Foundation for Innovative Learning
Saratoga Sponsor a Scholar
Saratoga Springs Preservation Foundation
Shelters of Saratoga
Waldorf School of Saratoga Springs
The Wesley Community


About Us

Credit unions were founded to serve our members – not for profit but for service.  As a member you have equal ownership and an equal vote.  Your board members are volunteers and all earnings are returned to the members as lower loan rates, higher dividends and lower fees.  We are people helping people.

Incite Rewards

Incite Rewards Incite is the first to revolutionize traditional rewards programs and provide benefits far beyond catalog merchandise.

Latest News

We love to share what’s new at the credit union.  Take a look at our newest articles.