Commitment to Community
Saratoga Federal, the only credit union in Saratoga Springs, has proudly served our local community for 80 years. Over the decades, we’ve expanded to offer our services to members living and working in Fulton, Montgomery, Saratoga, Warren, and Washington counties, as well as their families. We take great pride in supporting our community through financial presentations at schools and businesses, donations to local organizations, and various sponsorships.
We believe that being the best doesn’t require being the biggest. Above all, it’s the personalized, local service that truly matters to us, because we’re not just serving members—we’re serving our neighbors. Thanks to our cooperative programs, we’re the most accessible financial institution in the Capital Region and North Country. Our members enjoy surcharge-free access to 15 Price Chopper/Market 32 ATMs, 300+ Stewart’s Shops ATMs, and 30,000+ CO-OP ATMs. Plus, by partnering with other credit unions, our members have access to over 5,600 shared branches nationwide. No matter where life takes you, we’ll be there to support you.
Interested in bringing the credit union to your organiztion. Give us a call, we can't wait to connect.
518.583.2323




Organizations We Support
Saratoga’s Credit Union is happy to have the opportunity to work with the following, local organizations.
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Credit unions were founded to serve our members – not for profit but for service. As a member you have equal ownership and an equal vote. Your board members are volunteers and all earnings are returned to the members as lower loan rates, higher dividends and lower fees. We are people helping people.
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