DIGITAL BANKING PROGRAMS

 

Mobile Banking

Mobile Deposit
Take a photo of your checks for deposit

Bill Capture
Take a photo of your invoice to pay in bill pay

Bill Pay
Set up one-time payments, schedule future payments or create recurring payments from your account.

External Transfers
Send money to an account at another financial institution

 

 

Online Banking (Web Browser)

 

Bill Pay
Set up one-time payments, schedule future payments or create recurring payments from your account.

Personal Information
Update Personal Information (Address, Phone, Email, Nickname Accounts)

Quicken/Quick Books
Download Transaction History for Quicken/Quick Books

Account Alerts
Set Account Alerts

External Transfers
Send money to an account at another financial institution

How to Enroll

 

CardTrax 

Debit and Credit Card Management App
Access through your Saratoga Federal App

Transaction Alerts
Set Travel Alerts
Turn Card On/Off
Set Spending Limits (Great for Parents & Teens)
Set Merchant Restrictions

 

 

 

eTeller Automated Phone Banking

518.583.2323, Option 2, Option 1

Check Account Balances
Review Recent Transactions
Process Stop Payment
Request a Check
Transfer Funds
Loan Payments

 

Text Banking

Text 720-80

Check Balances
BAL + texting nickname (ex. BAL S1)

Review History
HIST + texting nickname (ex. HIST S1)

Register & Nickname Accounts
Log into online banking (web browser)
Mobile (top right of online banking)
My Accounts Tab (establish nicknames)
Your account is registered and ready for texting.

 

 

 

Account Opening & Loan Applications

Join the Credit Union
Open your membership completely remotely.  Select your account options and a we will give you a call within 24 business hours to review your new account.  We look forward to connecitng with you soon.
Join the Credit Union

Add Account
Already a member, you can easily add deposit accounts including savings, checking, holiday club, money market accounts and certificates of deposit.
Add Account

Apply for a Loan
Our smart application is mobile friendly and can prefill information for our existing members to make the process quick and easy.  
Apply for a Loan

Mortgage
Whether you are looking for a pre-approval, or want to apply for a purchase or refinance, our digital loan application is perfect to get the mortgage process started remotely.
Mortgage Application