5,000+ Locations and 30,000 Surcharge-Free ATMs

Mobile & Online Banking

Account access is not a term Saratoga’s Credit Union uses lightly.  When we say we are everywhere, we mean it.  Discover all of the ways you can access your account.

CardValet App

Turn your debit and/or credit card on and off with ease through our new CardValet app.  Set alerts, spending limits and even block certain types of transactions.  Download the app at www.cardvalet.com.       


Touch Banking Mobile App

Take your account with you wherever you go!  With our Touch Banking Mobile App, managing your money is easy on-the-go.  Check your balances and even pay bills on the go. 

Mobile Code:  GoMobile0181

iphone touch banking download icon

google play touch banking download icon

Sprig Mobile App

This app is like a credit union in your pocket featuring remote deposits.  Simply take a picture of your check for instant upload.  Use it to manage your account on-the-go:

  • Make check deposits
  • Transfer funds
  • View account history
  • Find Shared Branch locations


Download on the App Store

Download from Google Play

Online Banking with Bill Pay

View balances, transfer funds, pay bills in a matter of minutes.  Just one logon and one security code will gain you access to these features and many more.

  • Account balances, check clearing & account history
  • Transfer funds between accounts
  • Pay bills
  • View your statements electronically with eStatements
  • Deposit checks without leaving your home or office with eDeposZip
  • Set up email notices with Account Alerts

Banking by Phone

Use eTeller, our automated phone banking solution, for a quick check on your accounts.

518.583.2323 x 2

eTeller Solutions

  • Account balances
  • Check clearing information
  • Recent transactions


Auto & Motorcycles

We make the auto buying experience easier with online dealer inventory searches, payment calculators and an easy mobile friendly loan application.

Sprig App

Manage your money on the go with our Sprig App.  Make deposits, transfer funds, and find locations all with just a tap on your phone.

Education Financing

Whether you are looking to consolidate existing student loans or heading off to college for the first time we are here to help.