Buyers & Homeowners

At Saratoga Mortgage, we bring focus to your finances as we explain your options, answer your questions and put new ideas on the table. And when you're working toward something special, we'll help you plan to get there. If it's important to you, it's personal to us.

 

Mortgage Solutions

When you partner with us, we meet you on a level playing field and open a world of possibility. At Saratoga Mortgage, we offer lending options that fit everyone's needs and work to find the right solution for each individual. Check out all of our mortgage progams!

Mortgage Programs

 

The Four Steps to Buying Your First Home

The experience of owning your first home can be fulfilling and exciting, but the actual financing and buying process can be quite overwhelming. From choosing the right neighborhood for your lifestyle to reviewing your financing options, there are a lot of important decisions that you need to make to buy a home. Understanding the home buying process and the financing options available to you should bring you some peace of mind, while helping you make informed financial decisions. Download our guide to help make the process a little easier.

Buying Your First Home Guidebook

 

Home Equity

At Saratoga Mortgage, your family is our family.  Whether it's a new roof, remodeling your kitchen or financing a college education, we will be by your side throughout each step of the journey.  You can use the equity in your home for just about anything.  With fixed and variable rate options, no application fee and quick turnaround time - get the money you need, when you need it.  Using the equity in your home has never been so easy.

Home Equity Options

 

 

 

When it's important to you, it's personal to us.

 

Ready for a consult?
We can't wait to meet you!
23 Division Street, Saratoga Springs, NY 12866
 
Know what you need?
Apply online!
SaratogaMortgage.org
 
Questions?
Speak directly to Joanne!
W: 518.583.2323 x113 |C: 518.760.5075 | jsmith@saratogafcu.org