Help us celebrate the grand opening of our newest location! Enjoy these limited time offerings. It's our way of helping you earn more and pay less, come visit us in our new location.
Saratoga Springs Branch & Headquarters
189 Ballston Avenue (Route 50), Saratoga Springs, NY 12866
Located in Saratoga Plaza at the opposite end of Price Chopper/Market 32.
Saturday Hours | Drive Thru | 40+ Parking Spaces
Specials are available at all branch locations.
Certificate Special
4% APY*
Do you have money sitting in a checking or savings account?
Move it to our short-term, high-yield account.
Flexible Short-Term
60 days to 6 months
Low Minimum Deposit
$500 Minimum Deposit
Must be new money to the credit union
Open Account
Auto, Motorcycle, Truck
Refinance Special
3% OFF
We are more than just great rates.
Move your vehicle loan to Saratoga Federal and experience the difference of working with a personalized, local credit union. Plus, enjoy this limited time discount to celebrate our grand opening.
Credit Scores of 600+ Welcome
Same Rate for All Credit Scores
Same Rate for New & Used Vehicles
Auto Refi’ discounts up to 3% Off Published Rates
Skip-a-Pay when you are Short on Cash
No Payments for up to 60 Days
Get Started
Rates
Auto, Motorcycle, Truck Loans
2% OFF
Buying a new or used auto, motorcycle, or truck, we can help.
You could use any online lender or you could use a local credit union who knows you by name and will be here for you throughout the entire process.
Credit Scores of 600+ Welcome
Same Rate for All Credit Scores
Same Rate for New & Used Vehicles
Discounts up to 2% Off Published Rates
Skip-a-Pay when you are Short on Cash
No Payments for up to 60 Days
Get Started
Rates
Boats & Recreational Vehicles
2% OFF
Enjoy summer even more with a new/used boat or recreational vehicle. Whether you are looking to purchase or lower your payments with a refinance of an existing loan you can enjoy this special discount.
Credit Scores of 600+ Welcome
All Credit Scores Receive the Same Rate
Refinances & Purchases
Discounts up to 2% Off Published Rates
New and Used Boats & RVs | All Model Years
Skip Payments in January and February
Up to 60 Days to Your First Payment
Get Started
Rates
Outdoor Activity Vehicles
2% OFF
It's time to start living and enjoy all that upstate New York has to offer. Whether it's a snowmobile, jetski, ATV or any other outdoor activity vehicle we can help get you into a payment you are comfortable with.
Credit Scores of 600+ Welcome
All Credit Scores Receive the Same Rate
Refinances & Purchases
Discounts up to 2% Off Published Rates
New and Used Outdoor Activity Vehicles | All Model Years
Up to 60 Days to Your First Payment
Get Started
Rates
Personal Loans
2% OFF
When you are feeling short on cash or need to make a large purchase, Saratoga Federal is there for you. With a personal loan you can pay off other bills or prepare for a large purchase with peace of mind.
Credit Limit Amount:
$500 to $20,000
Get Started
Rates