Data Breach News & Alerts

Fraud Trends  

Fraudsters are developing new ways to scam community members.  Recent trends identified involves transferring of money from retail locations and texting to gain additional sensitive information.

Covid-19 Fraud Schemes
Fraudsters are taking advantage of the unexpected times surrounding COVID-19. The Federal Bureau of Investigation is urging consumers to be aware of scams related to COVID-19. They advise consumers to do research before clicking on any links purporting to provide information on the virus; donating to a charity online or through social media; contributing to a crowd funding campaign; purchasing products online; or giving up personal information in order to receive money or other benefits. Read more...

The Federal Bureau of Investigation is warning the public about several emerging health care fraud schemes related to the COVID-19 pandemic. Bad actors are selling fake COVID-19 test kits and unapproved treatments through telemarketing calls, social media platforms, and door-to-door visits. Many scammers are promising free care to patients in order to gain access to their personal and health insurance information, including their dates of birth, Social Security numbers, and financial data. Read More...

More Information On COVID-19 Scams:
FTC: https://www.consumer.ftc.gov/features/coronavirus-scams-what-ftc-doing
FCC: https://www.fcc.gov/covid-scams

Store to Store Transfers
Retail store locations have begun offering a service to allow consumers to transfer money from one store to another.  Fraudsters are using this service as part of their scams.  If you see a transaction that you did not authorize on your account, please contact the credit union immediately to dispute the transaction.

Texting Scams
Fraudsters are moving the email phishing scams that many are familiar with, over to texting.  Scammers will send a text to the member to engage in an interaction.  The scammer may also then call the member to collect more information including CVV code, expiration date, social security number, etc.  This information allows the scammer to create a duplicate card to process unauthorized transactions.  It is always good practice to call the credit union directly at 518.583.2323 if someone contacts you requesting this information.  

Sonic Drive-In Breach

October 2017

Fast food chain Sonic Drive-In reported a data breach affecting consumer credit and debit card information.  Members who potentially may be affected by the data breach will be contacted to reissue new cards as a precaution.  If you have any questions about your account please give us a call to review recent transaction history.

Text Scams

October 2017

Please be advised scammers are now utilizing text messaging to obtain sensitive information from consumers and the community.  A recently reported scam will attempt to concern the consumer that their debit card is on hold and to contact the number provided in the text.  If the consumer calls the individual answering the phone pretends to be from the financial intuition and will ask questions to gather additional sensitive information from the individual.  If for any reason you receive a contact supposedly from the credit union that you were not expecting please call us directly at 518.583.2323.  Do not call the number provided in case it is a scam.  Please always call the credit union or the phone number on the back of your debit or credit card.

Pizza Hut Data Breach

October 2017

Pizza Hut recently reported to consumers a breach that affected customer personal information.  Please contact us if you have been affected by the breach and review your account history for any fraudlent transactions.

Equifax Data Breach

September 2017

Equifax recently reported that millions of consumers may have been affected by a recent data breach.  News reports indicate cybercriminals may have stolen information including names, Social Security numbers, birthdates, address and some driver’s license numbers.  In addition, credit card data was also exposed for a group of approximately 200,000 consumers to date.

Details & Information
Equifax has developed a website, https://www.equifaxsecurity2017.com/ to inform consumers of the breach and answer and verify if you have been impacted.

This information is being provided for informational purposes only.  Saratoga’s Credit Union is not making any recommendations of action or inaction, it is important for you to consider what is the best option for you.