Lunch & Mini Golf Are On Us!

Bring your family friends, and neighbors to our Annual Meeting, Family and Community Day!

Join us as we kick off the summer season and another great year.
You are invited to join us and as we kick off the summer season and another great year.  Each member attending the event will receive a $25 Wind-Chill Factory Gift Card.  Enjoy a round of mini golf, lunch or ice cream on us.  Your friends and family are welcome too.  If they become a member, they'll not only enjoy the savings of being a Saratoga Federal member, they'll receive a gift card too!

Staff will be available at the event to help establish membership for your friends and family.  Must meet membership eligibility requirements.  

Meeting Details

Saturday, June 10, 2023
12:00pm to 4:00pm
Business Meeting at 12:30pm

Wind Chill Factory
3 Trieble Ave, Ballston Spa, NY 12020

Reservations are not required

*Credit union members attending the annual meeting will receive a $25 Wind-Chill Factory Gift Card to cover the cost of mini golf and lunch.  Must be present to receive gift card.  Limit of one per member. Friends, family and community members are eligible to receive the $25 gift card if they open a membership at the credit union.  Membership can be established at the event.  Must meet membership eligibility requirements to join and be eligible for the gift card.



Three positions on the Board of Directors are open for election at the 2023 Annual Meeting of Saratoga’s Community Federal Credit Union. The nominating committee consisting of Jane Decoteau, Timothy McGuiggan and Michael Miller has nominated three individuals for election Barbara Doane (3 year term), Richard Thompson (3 year term), and Charlene Carli (2 year term).

Richard Thompson
25+ Years of Service
Rick worked at Fulton Co. National Bank & Trust Co. starting out as a check filer (before computers), worked his way to the Savings Department and the teller line and finally became a Loan Officer.  While serving as a Loan Officer, Rick was chosen to start a Master Charge program.

Rick left the Bank and started his own Landscaping & Garden Center business which he ran for 12 years and then purchased two businesses, a Dry Cleaner and a Credit Collection business.  Rick has since sold both businesses and is now an owner of Saratoga Broadcasting Inc. which is an internet radio station.

Barbara Doane
3+ years of service
Barbara has brought over 45 years of experience serving on the Board of Directors of S I Employees FCU. She has been employed with Espey since 1970 in Drafting/ Engineering. Her prior experience with S I Employees FCU has consisted of serving as Secretary for approximately 35 years, then filling in on the Credit Committee and later as the Vice President.

Charlene Carli
1 Year of Service
Charlene was a teacher for Saratoga Springs City Schools from 1982 to 2016. Charlene graduated from Siena College with a Bachelors of Business Administration in Accounting and obtained her Master’s in Business and Spanish Education from SUNY Albany.  Charlene also acquired her administrative certification from SUNY Albany during her time as the department head of the Business Education Department.  Charlene is currently enjoying her retirement.



Credit union members have the ability to petition for the position of Saratoga’s Community FCU Board of Directors.  A petition must be submitted in accordance with the following:

The Nominating Committee will review the petition nominee application and verify the nominee’s eligibility. If qualifying nominations are received by petition, the name of the nominees will be added to the ballot. No nominee will be added to the ballot unless they are nominated by the Nominating Committee or by approved petition as stated above. Failure to follow these procedures will prevent the petition nominee
from being placed on the official ballot.

A petitioning nominee must prepare and submit the Application for Nomination, the Statement of Consent to Serve, and the Petition forms. The forms can be obtained from the Nominating Committee by calling 518.682.3354.

The Nominating Committee must receive the completed forms at the credit union office, 23 Division Street, Saratoga Springs, NY 12866 by April 21, 2022, 3:00 PM.
At least 1% or 60 eligible voting members must sign the Petition form(s). Each member must provide his/her printed name, signature, and address for member verification.

Members were notified about Board positions in the Winter 2023 newsletter.  The petition window closes on April 21, 2023.

Associate Director Opportunity

Saratoga’s Credit Union's Board of Directors desire to supplement the knowledge and experience of the present Board by appointing Associate Directors. An Associate Director is viewed as a means by which continuity of the Credit Union’s governance activities may be maintained since an Associate Director may be asked to fill a Board vacancy when it occurs.  An Associate Director does not have voting authority.

An Associate Director will be selected by ballot majority vote (5 votes) of the Board of Directors and serve a three year term. Continuation as an Associate Director will be subject to periodic Board review.


  • Must be a current Saratoga’s Community Federal Credit Union member in good standing
  • Attend a minimum of 6 board meetings per year
  • Attend strategic planning session
  • Attend all committee meetings for which appointed
  • Complete all required training as deemed by Executive Committee for all volunteers

If you are interested in serving as an Associate Director please submit a letter of interest to the Nominating Committee.

Associate Director Program