CHILD CARE & EDUCATIONAL LOANS

CHILD CARE & EDUCATIONAL LoanS
  Index/Margin*** APR*

Child Care and Educational Loans
Daycare, Private Schools, Trade Schools, 2 or 4 Year College/University

$5,000 per school year, $15,000 maximum aggregate, 120 month term, 1% Origination Fee.

Prime + 2.00% 5.25%
POSTED RATES APPLY TO ALL CREDIT SCORES ABOVE 600.

 

Coupon Books

Members with a loan will now receive monthly statements which will replace coupon books as of November 2021.

Child Care & Education Loans

Back to Work?   We have a Solution!

College Scholarship Program

College Scholarship Program

We are now accepting applications for our scholarship program. Apply today!

Mobile App - One Time Passcode

Your account just got more secure! Like Online Banking, our mobile app will now have a new two-factor authentication feature. When you log in, you will be prompted to enter a code sent to your device.

Travel Notices

If you are traveling for the upcoming holiday or making vacation plans, please inform the credit union of your travels to ensure your credit and/or debit card continues to work as expected.

Student Banking Program

Student Banking Program

It's never too early to learn about money management!

Our financial habits are learned at a young age and through financial literacy classes and in student banking we can positively impact the future of today's youth. Encourage your child to save each week through our student banking program.

Message Regarding COVID-19

Message Regarding COVID-19

Update from Saratoga's Credit Union Regarding Coronavirus. Find out how we can help.

Member Survey

Member Survey

Your opinions makes a difference! Please take 3-5 minutes to complete our member survey. 

Tax Scams Continue in our Region

Tax Scams Continue in our Region

Beware of these Common Tax Scams

Refi or Home Equity?

Refi or Home Equity?

When you’re looking for extra funds for large home improvements or repairs, you may be considering using the equity in your home to pay for them. But you may not be sure which type of loan is best for you.

Data Breach News & Alerts

Data Breach News & Alerts

Each day we learn about new data breaches that affect consumers.  Keep up to date on the latest alerts and scams to keep your information safe.

CO-OP Shared Branching, The Second Largest Network in the US

CO-OP Shared Branching, The Second Largest Network in the US

5671 Locations in our Shared Network

By Tina Orem, The CU TIMES

The CO-OP Shared Branch network has more branches than Chase and becomes the second-largest in the country.