CHILD CARE & EDUCATIONAL LOANS CHILD CARE & EDUCATIONAL LoanS Index/Margin*** APR* Child Care and Educational Loans Daycare, Private Schools, Trade Schools, 2 or 4 Year College/University $5,000 per school year, $15,000 maximum aggregate, 120 month term, 1% Origination Fee. Prime + 2.00% 5.25% POSTED RATES APPLY TO ALL CREDIT SCORES ABOVE 600. Latest News Board of Director Nominations Are you motivated and have ideas on how to better your credit union? Read More College Scholarship Program Application window is now closed. Application window will open again in the Fall of 2023. Read More Price Chopper/Market 32 - Bank where you shop. Bank where you shop! Now enjoy UNLIMITED surcharge free ATM access at Price Chopper/Market 32 stores in Saratoga, Warren and Washington counties! Read More Travel Notices If you are traveling for the upcoming holiday or making vacation plans, please inform the credit union of your travels to ensure your credit and/or debit card continues to work as expected. Read More Fraud Text Notifications New service! Read More Member Survey Your opinions makes a difference! Please take 3-5 minutes to complete our member survey. Read More Tax Scams Continue in our Region Beware of these Common Tax Scams Read More Fraud Trends & Scams Each day we learn about new data breaches that affect consumers. Keep up to date on the latest alerts and scams to keep your information safe. Read More